Good morning
Piyush ๐
P
March 2026
Saved this month
ยฃ840
You're
ยฃ190 ahead
of your target ๐ฅ
๐ฅ
Streak
21 days
โก
XP
3,210
๐
Level
Gold
Val says
chat โ
Your
Deliveroo habit costs ยฃ60/month
โ that's 3 weeks closer to your PS6. Want a plan to cut it?
Val ยท just now
reply โ
Group goals
see all โ
โ๏ธ
Paris Trip
5 members
P
Sh
Pr
A
Sw
ยฃ760 of
ยฃ2,000
ยท 52 days left
Your goals
see all โ
๐ฎ
PS6
71% done
ยฃ89 to go
71%
๐ช
Festival
44% done
ยฃ168 to go
44%
๐ก๏ธ
Emergency fund
28% done
ยฃ540 to go
28%
+ add a new goal
This month's spending
full stats โ
Food
๐
ยฃ210
+ยฃ40 vs last month
Subs
๐ฑ
ยฃ35
5 active
Travel
๐
ยฃ62
-ยฃ8 vs last month
Val
online ยท your money coach
AI coach
Hey Piyush ๐
I'm Val, your Vaultup coach. Ask me anything about your money โ straight talk, no waffle.
How am I doing? ๐
Wasting money?
PS6 update ๐ฎ
Save more ๐ก
Stats
March 2026
Total spent this month
ยฃ307
vs last month
+ยฃ32 more
biggest leak
Deliveroo ๐
saved
ยฃ840
By category
ask Val โ
๐
Food & drink
ยฃ210
+ยฃ40
๐
Transport
ยฃ62
-ยฃ8
๐ฑ
Subscriptions
ยฃ35
same
๐๏ธ
Shopping
ยฃ0
-ยฃ45
Monthly history
Nov
Dec
Jan
Feb
Mar
Nov
Dec
Jan
Feb
Mar
Rewards
Keep the streak alive
Current level
๐ Gold
3,210 XP
790 XP until Platinum level
Gold ยท 2,500
Platinum ยท 4,000
Your streak
ask Val โ
March 2026 ยท 21 day streak ๐ฅ
Badges
๐ฅ
On fire
21 day streak
๐ฏ
Goal setter
3 active goals
๐ฐ
Saver
ยฃ500+ saved
๐
Platinum
Reach 4,000 XP
๐ช
Goal crusher
Hit a goal
๐
Rocket
30 day streak
Settings
Vaultup v1.0
Profile
๐ค
Name
Piyush
โบ
๐ท
Monthly income
ยฃ1,800 / month
โบ
๐ฏ
Monthly savings target
ยฃ650 / month
โบ
Your coach
๐
Manage goals
3 active goals
โบ
๐
Spending categories
Food, travel, subs + more
โบ
App
๐ฆ
Link bank account
Open Banking โ coming soon
โบ
๐ช
Sign out
โบ
Groups
Save together, go further
+ New
โ๏ธ
Paris Trip
5 members ยท deadline May 14, 2026
Group goal
Paris weekend getaway โ๏ธ
P
Sh
Pr
A
Sw
ยฃ760 of
ยฃ2,000
ยท 38%
P
Piyush (you) ๐
ยฃ275
Sh
Shubham
ยฃ220
P
Praneet
ยฃ150
A
Atharva
ยฃ115
Sw
Shashwat
ยฃ0 ๐ข
Ask Val ๐ฌ
Invite friends ๐
Add members
๐
No more groups yet
๐ฅ
Start a new group with friends and set a shared savings goal together.
Create a group
Bank
Link your accounts
๐
Open Banking โ coming soon
We're building secure bank linking via Open Banking (FCA regulated). Your data will never be stored or shared.
Supported banks
โ Coming soon
๐ฆ
Monzo
Personal & joint accounts
Connect Monzo โ
โ Coming soon
๐ณ
Starling Bank
Personal accounts
Connect Starling โ
โ Coming soon
๐๏ธ
Barclays
Current & savings accounts
Connect Barclays โ
โ Coming soon
๐ฃ
Lloyds Bank
Current & savings accounts
Connect Lloyds โ
Manual entry (available now)
While bank linking is in development, you can tell Val your spending and she'll track it for you.
Log spending with Val ๐ฌ
Create a group
Set a shared savings goal with friends
Group name
Goal name
Total amount needed
Deadline
Create group โ
Cancel
Invite friends
Share a link or search by username
Invite link
vaultup.app/join/paris-squad-x7k2
Copy ๐
or
Search by username
Done
๐
Home
๐ฌ
Val
๐ฅ
Groups
๐
Stats
โก
Rewards